Ladder Reviews and Ratings
Ladder's online life insurance application and management system is incredibly easy to use, and customers particularly enjoy how quick it is to receive an underwriting decision. While this feature is particularly helpful for those who are busy and comfortable managing financial decisions online, it's not ideal if you'd prefer to speak with a live agent. Ladder does have agents, but most communication with the company happens online. In addition, Ladder has received some negative reviews for its lack of educational resources, so you should be prepared to do a bit of research yourself when determining your life insurance needs.
While Ladder Financial is a relatively young startup, founded in California in 2017, its policies are underwritten by Fidelity Security Life Insurance Company, a well-established insurer. Fidelity Security has an Excellent (A-) financial strength rating from A.M. Best, indicating the company is capable of paying any claims by policyholders.
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